Consumer ResourcesIt is important to always be aware of the information contained in your credit file. Regularly reviewing your credit record can help preserve your credit score, identify possible mistakes, and help protect you from having your identity stolen.
Your Credit Report
A credit report contains information about you, including what accounts you have and your billing history. Recent changes in federal laws now require the major nationwide consumer reporting companies - Equifax, Experian and TransUnion - to give you a free copy of your credit report once a year if you ask for it.
Visit www.AnnualCreditReport.com or call 1-877-322-8228, to order your free credit report each year.
You can also write: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
Credit Reporting Companies
The following information may be used to contact the nationwide credit reporting companies directly to obtain a credit report, file a dispute, or place a "fraud alert" on your credit report.
P.O. Box 2104
Allen, TX 75013-2104
P.O. Box 740241
Atlanta, GA 30374-0241
P.O. Box 2000
Chester, PA 19022-2000
This is a communication from a debt collector.
This is an attempt to collect a debt and any information obtained will be used for this purpose.